October Review

Now that the Halloween madness has subsided and the sugar coma is starting to set in, it is time to review my progress for the month.

I must admit, although I'm pretty good about sticking to the budget throughout the month, the last week of the month is usually where I go a little crazy when I see the extra money. I know that my "little crazy" is now pretty tame compared to some, but $20 here or there can really add up and go a long way. Luckily, I was really able to stick to me guns and pay off way more than I thought I would be able to.

Here is the tally on the extra I was able to pay off on my own:
Ann Taylor: $387.70
Bob's Furniture: $380
Navient: $350
Total extra: $1,117.70

My mom and I were also able to make more pasteles this month and we brought in an additional $670 which was sent off to the same Navient (aka Sallie Mae) loan that I was able to apply my own extra funds to. Thanks to all of these blessings, I have now paid off 7.28% of my debt since beginning my Total Money Makeover in July.

Above is a snippet of my November totals showing what I will have in extra funds at the end of month, God willing, as well as my progress so far. Words cannot describe how excited I am!! If all goes as planned for this month, I will not only be able to pay off another student loan, but I will also be able to make a significant dent into my next smallest credit card payment.

Check back at the end of the month to see how I've done.